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March 15, 2010
The Asset Building Potential of Shared Equity Homeownership
In this paper for the New America Foundation, we review the literature on homeownership as an asset building strategy for lower income households. We then present a real world case study, examining wealth building and household mobility among buyers of 424 resale-restricted, owner-occupied houses and condominiums developed by the Champlain Housing Trust (CHT) in Burlington, Vermont between 1988 and 2008. We conclude by comparing the asset building potential of shared equity homeownership to the rewards and risks associated with other strategies for helping lower income families to accumulate assets and build wealth.[More]
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March 12, 2010
Center for American Progress: A Path to Homeownership
Homeownership continues to provide real social and economic benefits and remains a high priority for most American families, but the United States is experiencing significant declines in the ownership rate for the first time in decades. What we need is greater availability of targeted purchase assistance programs that address wealth barriers to homeownership.[More]
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October 29, 2007
Best Practices in Administration and Oversight of Inclusionary Housing
This paper outlines some of the challanges of ongoing administration of Inclusionary housing programs and highlights the policies, procedures and systems that successful programs have been using to address these challanges. The paper identifies common approaches to staffing these programs over time including partnerships with local consultants or nonprofit organizations and looks at scalable revenue sources to support the ongoing costs of administration. [More]
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September 15, 2007
Inclusionary Housing Production Study
Affordable By Choice:Trends in California Inclusionary Housing Programs was commissioned by the Nonprofit Housing Association of Northern California, The California Coalition for Rural Housing, The San Diego Housing Federation and the Sacramento Housing Alliance. The report details the findings of a statewide survey of local government agencies that have adopted inclusionary housing policies. [More]
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September 08, 2007
Commercial Revitalization Planning Guide
This hands on guidebook is filled with detailed direction that will provide practitioners with a starting point for organizing comprehensive commercial district revitalization efforts. It takes the reader through each stage of revitalization from planning, research, and visioning to understanding the potential of the community, analyzing the business mix, marketing the assets, and implementing the work plan. The planning guide also provides a set of practical tools to assist in implementation.[More]
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August 22, 2007
Commercial Development Trainings
I developed this series of day long and multi-day workshops for the Local Initiatives Support Corporation's national Center for Commercial Revitalization to help community development corporations and local governments understand the unique challanges associated with neighborhood retail development. I have been delivering these training courses in communities around the country including: Philadelphia, Providence, Indianapolis, San Francisco, Toledo, Jacksonville, San Diego, and Cincinnati.
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August 12, 2007
Resale Formula Comparison Tool
This general purpose educational tool was designed to help community leaders understand the relative performance of different limited equity resale formulas. So much of what sets one model apart from the other is dependant on the assumptions you make about interest rates, home price inflation and income growth. This tool allows a side-by-side comparison between several models, and allows you to change these input assumptions and immediately see changes in the relative performance of each of the models in terms of both ongoing affordability and equity building for homeowners. [More]
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August 08, 2007
Swans Marketplace Jobs Program
This strategy document outlined clear systems through which the nonprofit developer of Oakland's Swans Marketplace would identify the job skills that the project's commercial tenants would need, communicate those needs to referral and training partners and track the results of the hiring process for the purpose of reporting to the government agencies that had supported the project. [More]
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Lower San Antonio Neighborhood Plan
 | The Lower San Antonio Neighborhood plan grew out of a 2 year long community planning process involving over 1000 neighborhood residents. I led a team of planners and community organizers in an outreach process to bring together community leaders, nonprofit organizations, and cultural institutions from the area's many different ethnic groups. |
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EastLake Revitalization Plan
 | The EastLake Main Street Strategy outlined overall goals for a commercial revitalization program for Oakland's EastLake district, identified key stakeholders whose support would be essential and spelled out a 3-year workplan and budget. |
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Coop Training Program
This comprehensive training program for residents of Limited Equity Housing Cooperatives was designed to help low-income residents actively participate in development and management of their housing. [More]Posted by Rick Jacobus | Comments (0)
CIRCLES Welfare to Work Collaborative
 | This neighborhood planning project focused on the impact of welfare reform and facilitated the development of an innovative collaborative to provide job readiness, training and placement for limited-English speaking clients. |
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Community Development Exchange
 | As a Program Officer for LISC I created this web site a a tool to facilitate communication and resource sharing between local community development professionals. |
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April 28, 2007
Shared Equity, Transformative Wealth
 | This paper published by the National Housing Conference's Center for Housing Policy examines common shared equity homeownership models. The paper argues that well designed programs can generate life altering wealth for homeowners while also preserving affordability of housing for future generations. |
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