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March 15, 2010
The Asset Building Potential of Shared Equity Homeownership
In this paper for the New America Foundation, we review the literature on homeownership as an asset building strategy for lower income households. We then present a real world case study, examining wealth building and household mobility among buyers of 424 resale-restricted, owner-occupied houses and condominiums developed by the Champlain Housing Trust (CHT) in Burlington, Vermont between 1988 and 2008. We conclude by comparing the asset building potential of shared equity homeownership to the rewards and risks associated with other strategies for helping lower income families to accumulate assets and build wealth.[More]
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March 12, 2010
Brookings: Retail Trade as a Path to Neighborhood Revitalization
Retail trade is a highly visible feature in a community, and is often a symbol of economic status. Terms like “upscale retail,” “strip mall,” or “big box store,” convey very different images of retail trade that are widely associated with economic prosperity, or the lack thereof. But, does retail trade really revitalize run down or neglected neighborhoods? And if so, what are the mechanisms at work, the successful strategies, and necessary conditions that lead to success? In “Retail Trade as a Route to Neighborhood Revitalization,” Karen Chapple and Rick Jacobus tackle these questions.[More]
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Center for American Progress: A Path to Homeownership
Homeownership continues to provide real social and economic benefits and remains a high priority for most American families, but the United States is experiencing significant declines in the ownership rate for the first time in decades. What we need is greater availability of targeted purchase assistance programs that address wealth barriers to homeownership.[More]
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October 29, 2007
Best Practices in Administration and Oversight of Inclusionary Housing
This paper outlines some of the challanges of ongoing administration of Inclusionary housing programs and highlights the policies, procedures and systems that successful programs have been using to address these challanges. The paper identifies common approaches to staffing these programs over time including partnerships with local consultants or nonprofit organizations and looks at scalable revenue sources to support the ongoing costs of administration. [More]
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July 02, 2007
Shelterforce: CLTs and City Government
 | This article from Shelterforce Magazine outlines the growing trend of municipal sponsorship of Community Land Trusts including profiles of new CLTs in Irvine, CA and Chicago. |
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April 28, 2007
Preservation of Affordable Homeownership
 | This paper published by the National Housing Conference's Center for Housing Policy describes the continuum of approaches to perservation of affordability in affordable homeownership programs and outlines some of the advantages and disadvantages of each approach. |
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Shared Equity, Transformative Wealth
 | This paper published by the National Housing Conference's Center for Housing Policy examines common shared equity homeownership models. The paper argues that well designed programs can generate life altering wealth for homeowners while also preserving affordability of housing for future generations. |
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June 27, 2005
Community Land Trusts for Permanently Affordable Homeownership
Written for local elected officials and housing program administrators, this chapter explains how Community Land Trusts operate and places them within a continuum of other policy alternatives.[More]Posted by Rick Jacobus | Comments (0)
Organizing for Community Control over Neighborhood Development
This paper describes a specific approach to integrating meaningfull community leadership into a professionalized development organization. The approach was developed by the Planning and Organizing staff of the East Bay Asian Local Development Corporation as part of a comprehensive community planning process focused on Oakland's Lower San Antonio Neighborhood. [More]Posted by Rick Jacobus | Comments (0)
Beyond Lender Bias: The Struggle for Capital in a Networked Economy
There is no doubt that information technology has brought about huge changes in world financial markets. Markets which used to be largely isolated are now inextricably interconnected by a real time network of transactions in which, generally, capital flows instantly...[More]Posted by Rick Jacobus | Comments (0)
