http://www.rjacobus.com/resources/ en Copyright 2008 Tue, 04 Mar 2008 15:24:10 -0800 http://www.movabletype.org/?v=3.16 http://blogs.law.harvard.edu/tech/rss Homeownership has historically offered the best asset building strategy available to middle class american families. But homeownership has changed and is no longer available to many moderate income households. Local government programs that seek to make ownership affordable however frequently choose to limit the price that homeowners can sell for in order to preserve affordability for future buyers. But affordability protections are sometimes opposed by those who want to encourage homeowner wealth building. These debates are really about the very purpose of affordable homeownership programs. This 15 minute video presentation looks more closely at local affordable homeownership programs from the point of view of asset building. Can affordable ownership programs be seen as asset building strategies? How do they compare with traditional ownership?]]> http://www.rjacobus.com/resources/archives/homeownership/000632.html http://www.rjacobus.com/resources/archives/homeownership/000632.html Homeownership Tue, 04 Mar 2008 15:24:10 -0800 Inclusionary housing ordinances can produce vital community assets and valuable personal assets. Should the programs seek to preserve these community assets, or allow residents of the affordable units to reap the full rewards of homeownership? This session examined various techniques for balancing these two important goals, including resale provisions that utilize shared appreciation formulas and community land trusts.]]> http://www.rjacobus.com/resources/archives/workshops/000631.html http://www.rjacobus.com/resources/archives/workshops/000631.html Workshops Fri, 02 Nov 2007 21:20:39 -0800 This paper outlines some of the challanges of ongoing administration of Inclusionary housing programs and highlights the policies, procedures and systems that successful programs have been using to address these challanges. The paper identifies common approaches to staffing these programs over time including partnerships with local consultants or nonprofit organizations and looks at scalable revenue sources to support the ongoing costs of administration. ]]> http://www.rjacobus.com/resources/archives/papers/000630.html http://www.rjacobus.com/resources/archives/papers/000630.html Papers Mon, 29 Oct 2007 16:26:03 -0800 National Inclusionary Housing Conference focused on the complex programs and systems necessary to successfully oversee inclusionary housing programs. It offered the audience a chance to learn from experienced administrators about what to anticipate, pitfalls to avoid, and partnerships that can make it easier.]]> http://www.rjacobus.com/resources/archives/workshops/000629.html http://www.rjacobus.com/resources/archives/workshops/000629.html Workshops Mon, 29 Oct 2007 16:15:23 -0800 This one-day workshop/discussion brought together local government staff, community advocates, economic development practitioners, and others who are working to bring healthy food retailers to underserved, low-income, urban, or rural communities. ]]> http://www.rjacobus.com/resources/archives/commercial_development/000628.html http://www.rjacobus.com/resources/archives/commercial_development/000628.html Commercial Development Thu, 27 Sep 2007 17:23:01 -0800 Affordable By Choice:Trends in California Inclusionary Housing Programs was commissioned by the Nonprofit Housing Association of Northern California, The California Coalition for Rural Housing, The San Diego Housing Federation and the Sacramento Housing Alliance. The report details the findings of a statewide survey of local government agencies that have adopted inclusionary housing policies. ]]> http://www.rjacobus.com/resources/archives/homeownership/000627.html http://www.rjacobus.com/resources/archives/homeownership/000627.html Homeownership Sat, 15 Sep 2007 14:52:10 -0800 This animated presentation was designed to help policymakers understand the economics of permanently affordable homeownership. The key to understanding the growing homeownership affordability challenge is the relative rates of change of housing prices and incomes. I found that this idea was difficult to explain verbally but was easy for people to understand with the help of simple drawings. ]]> http://www.rjacobus.com/resources/archives/homeownership/000625.html http://www.rjacobus.com/resources/archives/homeownership/000625.html Homeownership Fri, 14 Sep 2007 16:53:19 -0800 This hands on guidebook is filled with detailed direction that will provide practitioners with a starting point for organizing comprehensive commercial district revitalization efforts. It takes the reader through each stage of revitalization from planning, research, and visioning to understanding the potential of the community, analyzing the business mix, marketing the assets, and implementing the work plan. The planning guide also provides a set of practical tools to assist in implementation.]]> http://www.rjacobus.com/resources/archives/commercial_revitalization/000623.html http://www.rjacobus.com/resources/archives/commercial_revitalization/000623.html Commercial Revitalization Sat, 08 Sep 2007 22:03:02 -0800 Joint ventures between community development corporations and for-profit partners present tremendous opportunities for CDC to build their skills and complete projects that are larger in scale and/or beyond their core competencies. However, there are a host of business issues raised by the prospect of a CDC co-owning or working closely with a for-profit on a project. This guide is designed to assist CDCs in becoming educated consumers as they think about, plan and become partners in joint ventures.]]> http://www.rjacobus.com/resources/archives/commercial_development/000622.html http://www.rjacobus.com/resources/archives/commercial_development/000622.html Commercial Development Sat, 08 Sep 2007 21:37:58 -0800 The Hidden Pros and Cons of Affordable Homeownership Programs September 6th, 2007 http://www.rjacobus.com/resources/archives/workshops/000621.html http://www.rjacobus.com/resources/archives/workshops/000621.html Workshops Wed, 05 Sep 2007 12:26:50 -0800 I developed this series of day long and multi-day workshops for the Local Initiatives Support Corporation's national Center for Commercial Revitalization to help community development corporations and local governments understand the unique challanges associated with neighborhood retail development. I have been delivering these training courses in communities around the country including: Philadelphia, Providence, Indianapolis, San Francisco, Toledo, Jacksonville, San Diego, and Cincinnati. ]]> http://www.rjacobus.com/resources/archives/portfolio/000619.html http://www.rjacobus.com/resources/archives/portfolio/000619.html Portfolio Wed, 22 Aug 2007 21:42:26 -0800 This general purpose educational tool was designed to help community leaders understand the relative performance of different limited equity resale formulas. So much of what sets one model apart from the other is dependant on the assumptions you make about interest rates, home price inflation and income growth. This tool allows a side-by-side comparison between several models, and allows you to change these input assumptions and immediately see changes in the relative performance of each of the models in terms of both ongoing affordability and equity building for homeowners. ]]> http://www.rjacobus.com/resources/archives/portfolio/000444.html http://www.rjacobus.com/resources/archives/portfolio/000444.html Portfolio Sun, 12 Aug 2007 15:31:40 -0800 This strategy document outlined clear systems through which the nonprofit developer of Oakland's Swans Marketplace would identify the job skills that the project's commercial tenants would need, communicate those needs to referral and training partners and track the results of the hiring process for the purpose of reporting to the government agencies that had supported the project. ]]> http://www.rjacobus.com/resources/archives/portfolio/000441.html http://www.rjacobus.com/resources/archives/portfolio/000441.html Portfolio Wed, 08 Aug 2007 17:19:34 -0800 The Lower San Antonio Neighborhood plan grew out of a 2 year long community planning process involving over 1000 neighborhood residents. I led a team of planners and community organizers in an outreach process to bring together community leaders, nonprofit organizations, and cultural institutions from the area's many different ethnic groups. ]]> http://www.rjacobus.com/resources/archives/portfolio/000440.html http://www.rjacobus.com/resources/archives/portfolio/000440.html Portfolio Wed, 08 Aug 2007 17:17:30 -0800 The EastLake Main Street Strategy outlined overall goals for a commercial revitalization program for Oakland's EastLake district, identified key stakeholders whose support would be essential and spelled out a 3-year workplan and budget. ]]> http://www.rjacobus.com/resources/archives/portfolio/000439.html http://www.rjacobus.com/resources/archives/portfolio/000439.html Portfolio Wed, 08 Aug 2007 17:16:36 -0800